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Credit Associate

Vaco
$20 - $22 / Hour
United States, Florida, Clearwater
Oct 24, 2026

Our client is looking for a Credit & Collections Associate. This role handles inbound and outbound collection calls and helps customers resolve credit and invoice issues, with excellent customer service on every interaction. The role starts on the phone queue and once ramped up you'll take on your own portfolio of accounts.

Location: Clearwater, FL (33760)

Schedule: On-site Everday (~8am-5pm)

Compensation: $22/hr

Duration: 6-month Contract to Hire

Overtime: Required when business needs arise

Desired Experience:

  • ~ 2 years of Accounts Receivable or collections experience, ideally B2B (will also consider Customer Service experience)
  • Strong customer service and phone skills, and comfort spending most of the day on calls with clients
  • Basic Excel and MS Office
  • Oracle or SAP experience is a plus
  • A sense of urgency, strong communication skills, and the ability to juggle multiple tasks in a fast-paced environment
  • HS diploma or GED

Day to Day:

  • Answer inbound calls for payments and credit questions, and make outbound calls on delinquent accounts
  • Help customers resolve invoice discrepancies before their payments are processed
  • Work declined and expired credit cards every day
  • Review orders in the credit hold queue, decide next steps using credit guidelines, and follow up on held orders
  • Respond to customer emails, and work with the team to resolve disputes
  • In the first few months, meet monthly with Customer Service to fix calls that are misrouted to AR
  • Once that process is in place, manage your own portfolio of collections accounts
By submitting to this position, you are agreeing to be included in our talent pool for future hiring for similarly qualified positions.
EEO Notice

Vaco by Highspring is an Equal Opportunity Employer and does not discriminate against any employee or applicant for employment because of race (including but not limited to traits historically associated with race such as hair texture and hair style), color, sex (includes pregnancy or related conditions), religion or creed, national origin, citizenship, age, disability, status as a veteran, union membership, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, political affiliation, or any other protected characteristics as required by federal, state or local law.

Vaco by Highspring and its parents, affiliates, and subsidiaries are committed to the full inclusion of all qualified individuals. As part of this commitment, Vaco by Highspring and its parents, affiliates, and subsidiaries will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact HR@vaco.com.

Vaco by Highspring also wants all applicants to know their rights that workplace discrimination is illegal.

Representation Notice

By submitting to this position, you agree that you will be giving Vaco by Highspring the exclusive right to present your as a candidate for the foregoing employment opportunity. You further agree that you have represented information about yourself accurately and have not affirmatively misrepresented your qualifications. You also agree to maintain as confidential, to the fullest extent permitted by law, any information you learn from Vaco by Highspring about the position and you will limit disclosure of information about the position only to the extent necessary to perform any obligations in furtherance of your application. In exchange, Vaco by Highspring agrees to exercise reasonable efforts to represent you through all solicitation, job screening and resume dispersal.

For residents of Ontario, Canada: Based on Highspring's discussions with its Client, Highspring's understanding is that this position for employment is a current vacancy (either through Highspring as a contractor or with the client directly).

Privacy Notice

Vaco by Highspring and its parents, affiliates, and subsidiaries ("we," "our," or "Vaco by Highspring") respects your privacy and are committed to providing transparent notice of our policies.

  • California residents may access Vaco by Highspring HR Notice at Collection for California Applicants and Employees here.
  • Virginia residents may access our state specific policies here.
  • Residents of all other states may access our policies here.
  • Canadian residents may access our policies in English here and in French here.
  • Residents of countries governed by GDPR may access our policies here.

Additionally, submissions to this position are subject to the use of AI to perform preliminary candidate screenings, focused on ensuring minimum job requirements noted in the position are satisfied. More details about Vaco by Highspring's use of AI can be found here (https://www.highspring.com/ai-use-notices/). Further assessment of candidates beyond this initial phase will be conducted by recruiters and hiring managers. Vaco by Highspring does not know and cannot opine on if its client's use of AI products in hiring.

Pay Transparency Notice

Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to:

  • the individual's skill sets, experience and training;
  • licensure and certification requirements;
  • office location and other geographic considerations;
  • other business and organizational needs.

With that said, as required by local law, Vaco by Highspring believes that the following salary range referenced above reasonably estimates the base compensation for an individual hired into this position in geographies that require salary range disclosure. The individual may also be eligible for discretionary bonuses.

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